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Welcome to our finance education hub for all things budgeting, debt, saving, and making the bacon.
Here you’ll find free videos, tips and other resources to help you manage your money.
Managing money with ME.
Welcome to our finance education hub for all things budgeting, debt, saving, and making the bacon.
Here you’ll find free videos, tips and other resources to help you manage your money.
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Want to tidy up your money management?
Want to tidy up your money management?
You’ve come to the right place.
ME has created free online course about managing money. Covering all the important financial stuff like budgeting and saving, home buying advice, investing, and how to manage debt.
Best of all, you can set your own pace- dip in whenever you like and come back whenever you have the time. So, are you ready to be the smug, money savvy friend in your group?
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What you'll learn here.
What you'll learn here.
- Investing: We’ll cover what investing is, shares for beginners, different types of investment and the risk involved.
- Home buying: Learn our best home buying tips, types of home loans and investment property strategies. Access our guides and calculators to help you prepare.
- Managing debt: Find the best ways to repay and get out of debt for good with our videos, guides and hardship resources.
- Budgeting: Establish your goals and learn how to create a budget that works with our video guides and budget tracker.
- Saving: Learn good money habits, tips and tools to help speed up your saving journey.
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Ready to get financially fit?
Jump into any one of our five topics and start learning.
Home Buying
Dive into our practical tips and tools for anyone on their home buying journey. This four-video course has something for all home buyers from first time buyers to investment property pros.
Level up your home buying knowledge.
Managing Debt
In this short video series, you’ll discover repayment options to reduce financial stress, ways to take control of your finances and get out of debt for good.
Get your debt ducks in a row.
Budgeting
Find out what a difference budgeting could make to achieving your financial goals. Learn how to make a budget that works with our short video series and budgeting tools.
Become a boss of budgeting.
Saving
Set yourself up with good money habits with our short video course & saving guides. Learn where you could cut back to reach your saving goals faster.
Start saving like a pro.
Want to know more about ME?
Since our day dot in 1994, we’ve been a viable alternative to the big four and have been helping everyday Australians own their own homes.
We believe that all Australians deserve the same opportunities in life, regardless of gender, sexuality, ethnicity, or religion. So that’s why our ambition is to help you gain the financial education you never got in school and make money good.
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What is the best way to manage money?
There are many ways to best manage your money, however, here are the top five ways:
1. Using tools such as spending trackers to learn about and improve your spending habits.
2. Creating budgets with clear goals that you are able to stick to.
3. Building up your savings with good money habits for emergency funds or to reach a goal.
4. Creating a strong and diverse investment strategy.
5. Paying bills on time and managing any debt well.
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Why do we need to manage money?
Being able to manage your money well is an essential skill to allow you to live within your means and avoid ending up in debt. By being able to spend, but also budget and save well you will be able to reach financial saving goals, handle unexpected bills and save for the future.
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What is the 1% money management rule?
The 1% rule is that if a non-essential purchase costs more that 1% of your annual gross income, you must wait a day before buying. This is to allow yourself time to think, ‘Do I really need this?’ and ‘Is it within my means to buy this?’
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What is the 50 30 20 rule for money management?
This is a budgeting rule that states your income should be split into three sections. According to this rule, 50% should go into spending ‘needs’, these are unavoidable purchases. 20% should be put into savings and 30% to non-essential purchases known as ‘wants’. This is also known as bucketing, you can read more about this in
our bucket budgeting article.
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What is a financial education?
Financial education aims to teach the necessary skills, terminology & knowledge to understand money and finance. Once the understanding is there, hopefully a person will be able to make informed decisions about their personal financial situation and planning for the future.
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Why study finance?
A better understanding finance & banking will allow you to make more informed decisions around how you handle your wealth, the home loan you pick, where you decide to invest your money or the insurance you pick. It will help you spend and save your money better.
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Rate Rise Hub
Navigate the interest rate changes and how it will impact you. Visit our rate rise hub for current rates, repayment calculators and a wide range of helpful resources.
Visit the rate rise hub.
Support
Still have further questions? We may have an answer on our support page. Visit this page for system updates, useful links and frequently asked questions.
Visit the ME Support page.
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The legal stuff.
The legal stuff.
The information contained in the managing money series is factual and general in nature and is not personal financial advice. You should consider the appropriateness of the information as it relates to you.
The modules may cover deposit products and lending information which may contain some general advice. The modules may also contain information about other investments, superannuation and insurance, the content of which is factual information and is not intended to imply any recommendation or opinion about a financial product. ME is unable to give you any financial advice about what you should do.
If you would like to obtain personal advice, we suggest you speak with a financial adviser.
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